The Motley Fool

JANUARY 22, 2024

So if you want the option to retire at, say, age 52, then you'll need to keep some of your long-term savings outside of a tax-advantaged account. Sure, you could choose one specific mutual fund over another in your 401(k). But you don't get to dictate what assets those funds actually invest in.

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Mutual Funds Taxes Accounting Assets 246

The Motley Fool

APRIL 1, 2024

Image source: The Motley Fool/Upsplash There are many ways you can invest your money, from traditional options like stocks and mutual funds to more recent options like cryptocurrency. They're also the most likely to invest in crypto, a high-risk asset and not a good place for all but a small portion of your money.

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Mutual Funds Exchange-Traded Funds Investing Taxes 130

The Motley Fool

APRIL 15, 2024

Much of this is the simple byproduct of holding on to assets for a long period of time to let them grow. They invest heavily in stocks and mutual funds Baby boomers have the largest percentage of their wealth in stocks and mutual funds. Financial advisors can be a huge asset for people of all ages and incomes.

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Mutual Funds Financing Finance Consultants 246

The Motley Fool

MAY 20, 2024

I've since contributed to those accounts every year, generally striving to max out my state's tax deduction over the course of a year. Until the need to spend the money in their accounts became clear, I invested those contributions in stock-based index funds. This is because the market can fall as well as rise. What comes next?

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Portfolios Mutual Funds Education Taxes 130

The Motley Fool

DECEMBER 22, 2023

Not only do the holidays inspire goodwill and cheer, but many people are interested in writing off their donations as we close out the tax year. But there's also a lot of confusion about charitable donations and when you can write them off for tax purposes. To write off a charitable deduction, you'll need to itemize your tax return.

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Taxes Mutual Funds Exchange-Traded Funds Consultants 246

The Motley Fool

MAY 25, 2024

Your net worth takes into account all of your assets and liabilities to provide a full picture of your current financial standing. The bulk of the wealth for the top 10% comes from investments in stocks and mutual funds as well as their primary residence. Compound growth can work for or against you.

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Mutual Funds Liabilities Debt Taxes 246

The Motley Fool

FEBRUARY 19, 2024

A family office may offer financial planning, investment management, tax expertise, and charitable giving opportunities. A prime brokerage A prime brokerage is a group of services offered to ultra-high-net-worth individuals (UHNWI) or hedge funds.

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Hedge Funds Mutual Funds High Net Worth Individuals Mergers and Acquisitions 239

Integrity Financial Planning

NOVEMBER 7, 2022

Using a strategy called tax-loss harvesting, you can earn capital gains tax credits on your investment losses. What is Tax-Loss Harvesting? This strategy is when you sell stocks, mutual funds, exchange-traded funds (ETFs), and other investments carrying a loss to offset gains from other investments sold.

Taxes 98

Taxes Mutual Funds Exchange-Traded Funds Investing 98

The Motley Fool

MAY 19, 2024

You can invest the money you deposit in the account in almost anything you choose, including stocks, bonds, mutual funds, exchange-traded funds, and CDs. It's a powerful retirement savings vehicle because it offers important tax advantages. If you're not taking advantage of the potential tax savings, consider opening one.

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Mutual Funds Exchange-Traded Funds Taxes Financial Institutions 130

The Motley Fool

FEBRUARY 28, 2024

The high contribution limit -- $23,000 in 2024 (or $30,500 for those 50 and older) -- provides most investors with a substantial amount of tax-advantaged savings. Your investment options are limited Most 401(k) plans offer a limited set of ETFs or mutual funds where you can invest your contributions. Image source: Getty Images.

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Mutual Funds Taxes Education Accounting 130

The Motley Fool

MARCH 3, 2024

Most employers and their plan providers will give investors a menu exclusively of mutual funds and exchange-traded funds to pick from. Some of those mutual funds, such as target date funds, can carry relatively high fees. All you'll have to worry about are capital gains taxes.

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Mutual Funds Exchange-Traded Funds Taxes Accounting 130

The Motley Fool

MARCH 30, 2024

Why the Roth IRA is different The Roth IRA has one important feature that separates it from just about every other tax-advantaged retirement savings account: You can withdraw your contributions tax-free and penalty-free at any time, for any reason.

Mutual Funds 130

Mutual Funds Funds Taxes Accounting 130

The Motley Fool

JANUARY 8, 2024

Investing -- buying assets that you hope will accumulate value over time -- can be a great way to build wealth. Before we get started on ways to invest, a word about emergency funds. They built their wealth by consistently investing in index funds or exchange-traded funds (ETFs).

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Investing Mutual Funds Exchange-Traded Funds Assets 244

The Big Picture

APRIL 11, 2024

And even still, fund fees and taxes remained a major cost element. They slowly accumulated some assets, but hardly moved the needle on Wall Street. In 1978, Congress enacted Internal Revenue Code Section 401(k), which allowed tax-deferred savings through a company-administered plan. S&P had a similar service.

Securities and Exchange Commission (SEC) 140

Securities and Exchange Commission (SEC) Mutual Funds Hedge Funds Taxes 140

The Motley Fool

SEPTEMBER 4, 2023

Even worse, those concerns have coincided with a decline in the number of households that expect to have their own assets in retirement accounts. The program could increase its revenue by increasing tax rates or raising the payroll income tax cap. There's also the matter of putting all those assets to work.

Mutual Funds 246

Mutual Funds Exchange-Traded Funds Assets Taxes 246

The Motley Fool

MARCH 12, 2024

For example, the second, third, and fourth-largest ETFs by net asset value are all S&P 500 index funds, so only the largest of that group is included. trillion in total assets invested, this is the largest index fund in the world. These are the seven largest ETFs in the world, by assets. stock market over time.

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Mutual Funds New York Stock Exchange Exchange-Traded Funds Assets 130

The Motley Fool

MARCH 1, 2024

Gold has been a valuable asset for practically all of human history, so it makes sense that many people see it as a good long-term investment. And in modern times, the values of precious metals have tended to move in the opposite direction of paper assets like stocks or bonds, making them a smart way to diversify your portfolio.

Mutual Funds 130

Mutual Funds Exchange-Traded Funds Taxes Investing 130

The Motley Fool

JANUARY 31, 2024

Check out the table below, showing the returns of various asset classes between 1802 and 2021, per Wharton Business School professor Jeremy Siegel: Asset Class Annualized Nominal Return Stocks 8.4% It's smart to make good use of tax-advantaged retirement savings accounts such as 401(k)s and IRAs. Bonds 5% Bills 4% Gold 2.1%

Mutual Funds 246

Mutual Funds Exchange-Traded Funds Accounting Taxes 246

The Motley Fool

JULY 29, 2023

Money invested in one grows tax-free, can help reduce your tax liabilities, and might be matched up to a certain percentage by your employer. But for those who do, one gap in investment choice may become hard to ignore: the lack of mutual funds for ESG investors.

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Mutual Funds Funds Taxes Liabilities 130

The Motley Fool

JANUARY 7, 2024

Many people also have a tax refund coming their way in the next few months. If you choose the IRA route, you'll be able to decide how you want to invest your money and when to pay taxes on it. Mutual funds and exchange-traded funds (ETFs) charge expense ratios, which are an annual fee you pay the fund manager.

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Mutual Funds Exchange-Traded Funds Taxes Accounting 264

The Motley Fool

FEBRUARY 8, 2024

Not only can an IRA allow you to save and invest for retirement in a tax-deferred manner, but there are some other big reasons to open one and contribute often. Here's a rundown of how much you can invest in an IRA, how they can save you more on your taxes than you think, and how you could build a million-dollar nest egg over time.

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Taxes Mutual Funds Accounting Assets 130

The Motley Fool

JULY 23, 2023

Millions of parents and grandparents have poured billions into 529 accounts to fund their beneficiaries' schooling since the tax-advantaged savings plans were created by Congress in 1996. The assets can grow beyond those limits, of course. 529 accounts are externally managed mutual fund plans with limited investment menus.

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Education Mutual Funds Funds Taxes 130

The Motley Fool

MARCH 22, 2024

To build wealth, you need to put your money into assets that increase in value. When the Federal Reserve surveyed Americans about their assets, it found that stocks make up a larger portion of assets for those with higher net worths. Wealthy Americans also tend to put their money in investment funds, such as mutual funds.

Taxes 130

Taxes Mutual Funds Debt Financing 130

The Motley Fool

MARCH 26, 2024

Nicknamed the "Bond King," Gross ran Pimco's Total Return Bond Fund for decades, enriching himself (he's worth an estimated $2.5 billion) and investors in that fund. One asset class he likes is master limited partnerships ( MLPs ). Further, that monster income stream is largely tax-deferred until investors sell their MLP units.

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Investors Taxes Mutual Funds Legal 130

The Motley Fool

JUNE 16, 2023

Tax-advantaged accounts There are a few different types of tax-advantaged investment accounts, and not all of them are geared toward retirement. What they have in common is that they can lower your tax bill and help boost your investments. 401(k) : This is a tax-deferred, employer-sponsored retirement plan.

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Mutual Funds Investing Taxes Exchange-Traded Funds 130

The Motley Fool

SEPTEMBER 12, 2023

These investments are often mutual funds or target date funds. By contrast, if you open a retirement investment account (like an IRA) with a brokerage firm , you can generally invest in almost any asset available. You can buy mutual funds or target date funds, but also stock shares in individual companies as well.

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Mutual Funds Taxes Accounting Funds 130

Fortune Financial

NOVEMBER 22, 2022

The clock is ticking for taxpayers who wish to minimize the taxes they will owe in the spring. The IRS does not tax what you divert directly from your paycheck into your retirement or health savings accounts. A Roth conversion will lower the Required Minimum Distributions (RMDs) from tax-deferred accounts.

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Taxes Education Mutual Funds Accounting 98

The Motley Fool

JANUARY 11, 2024

Most plans offer a small variety of mutual funds to choose from, and if none of those funds meet your needs, you're stuck with them, anyway. But if you're looking to customize your portfolio by investing in index funds or individual stocks, for example, you generally can't do that with a 401(k).

Mutual Funds 130

Mutual Funds Accounting Assets Taxes 130

The Motley Fool

AUGUST 31, 2023

Specifically, UTMA accounts can own physical assets (such as real estate and fine art), while UGMAs can only hold financial products like stocks and mutual funds. If you open a custodial account through a broker , you can use the money to invest in virtually any stocks, mutual funds, ETFs, bonds, or other securities you want.

Accounting 130

Accounting Mutual Funds Banks Education 130

The Motley Fool

JANUARY 21, 2024

Stocks and cryptocurrencies with market caps below $200 million are below the coverage threshold, and the same limit applies to the net asset value (NAV) of ETFs. The early winners, by the numbers ETF Name and Ticker Net Asset Value (NAV) Average Daily Volume (number of shares) Annual Management Fees Grayscale Bitcoin Trust $25.2

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Securities and Exchange Commission (SEC) Mutual Funds Management Fees Exchange-Traded Funds 130

Private Equity Insights

AUGUST 31, 2023

The venture capital fund, part of Japan’s SoftBank Group, sold 100m shares at 94.7 International Monetary Fund, Morgan Stanley Asia Singapore, Societe Generale, Goldman Sachs (Singapore), Invesco Mutual Fund and Kotak Mahindra Life Insurance were among those who bought Zomato shares, data from the National Stock Exchange showed.

Stakes 130

Stakes Mutual Funds Private Equity Firms Private Equity Firms 130

The Motley Fool

DECEMBER 26, 2023

Those plans allow you to put money to work that is after tax from a Federal perspective but potentially tax deductible from a state perspective. While in the 529 plan, the money grows tax deferred, and if used for qualifying educational expenses, it comes out completely tax free.

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Education Mutual Funds Taxes Prospects 130

The Motley Fool

MARCH 20, 2024

They'll only pay a small percentage in taxes upfront right now, and then they'll be able to withdraw the money tax-free in retirement. These accounts don't offer the same tax benefits as custodial IRAs, but they also have fewer limitations. This account can be either traditional or Roth.

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Mutual Funds Education Taxes Accounting 130

Walkner Condon Financial Advisors

APRIL 6, 2022

With the death of a loved one, one question we often get is, “What assets are entitled to a step-up in basis and what assets aren’t entitled to a step-up in basis at death?” For example, if they were sold at a value of $110,000, they would owe tax on $10,000 of capital gains (and in this case, short-term capital gains ).

Assets 59

Assets Mutual Funds Exchange-Traded Funds Taxes 59

The Motley Fool

MAY 21, 2024

However, you maybe surprised at how much your fund holds other types of investment. stock funds to be allowed to invest 10%-20% of their assets in international stocks. Another example is index funds that are supposedly dedicated to a certain type of company or investment, but actually have a good bit of exposure to others.

Mutual Funds 130

Mutual Funds Taxes Funds Hedge Funds 130

Ballast Advisors

NOVEMBER 29, 2022

How you treat those losses come tax time can mean a lot in the long run of your financial plan. Good portfolio management focuses on after tax rate of returns,” says Ballast Advisors Managing partner Paul Parnell. Tax harvesting is a method of investing that involves buying and selling assets in order to reduce capital gains taxes.

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Taxes Mutual Funds Consultants Consulting 40

The Motley Fool

DECEMBER 7, 2023

Put a REIT into a tax-advantaged Roth account and you can avoid taxes altogether. In some ways, a mortgage REIT is more like a mutual fund than a company. It's more appropriate for those who focus on asset allocation, using the REIT as a diversification tool to add mortgage exposure to a much broader portfolio.

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Collateral Mutual Funds Pension Funds Depreciation 130