The Motley Fool

FEBRUARY 28, 2024

We expect to continue to grow clients outside of our top 20 at a faster rate than our largest clients in 2024, as we continue to diversify our client base and expand our business in new areas like healthcare and banking and financial services. In terms of delivery geographies, on a year-over-year basis, revenues from U.S.

Leveraging 130

Leveraging Financial Services Capital Banks 130

The Motley Fool

MARCH 18, 2024

The first one: defining where our focus will be in terms of the software and financial services integration effort. The second one: to leverage the power of the combination of payments, banking, and software. Lia will present some initial encouraging results we achieved in the fourth quarter. times over the previous year.

Banks 130

Banks Taxes Financial Services Securities and Exchange Commission (SEC) 130

The Motley Fool

MAY 20, 2024

Leading financial services and legal firms, such as Capital One and Cooley, use Zoom Rooms to support their globally dispersed hybrid workforce. government agencies and entities doing business with them to leverage Zoom Contact Center. And how to leverage Zoom Workplace client to talk with Avaya on-prem future servers, right?

Leveraging 130

Leveraging Business Services Banks Accounting 130

The Motley Fool

APRIL 26, 2024

The decrease of 450 basis points was driven by lower operating leverage and the revenue factors I just spoke about, as well as continued modest cost inflation of 1% to 2%. The unfavorable impact of lower operating leverage was offset by other productivity savings related primarily to logistics during the quarter. in the prior year.

Financing 246

Financing Finance Capital Leveraging 246

The Motley Fool

APRIL 18, 2024

Moving to operational results in dealer financial services, within auto, we decisioned a record 3.8 Insurance earned premiums of $349 million were also a record, and we see continued momentum as we grow OEM partnerships and continue leveraging our expansive auto finance dealer network. We grew deposits $2.9

Taxes 130

Taxes Banks Assets Buyout 130

The Motley Fool

MAY 29, 2024

CrowdStrike already relied on Einstein 1 sales and service and Slack, and now, they'll use data cloud to pull together new and trapped data from data lakes to build a 360-degree view of their customers, helping them align sales and marketing efforts to drive growth. They're also leveraging MuleSoft with incredible results.

Financing 238

Financing Finance Leveraging Professional Services 238

The Motley Fool

MAY 29, 2024

During the quarter, we saw continued success, including an expansion with an Italian eyewear conglomerate, who will be leveraging our platform capabilities to support their migration to SAP S/4HANA. For instance, we are seeing some of our best return on our investments in go-to-market in healthcare, in financial services, in public sector.

Leveraging 130

Leveraging Capital Companies Accounting 130

The Motley Fool

MAY 3, 2024

This above-market growth is being driven by several factors, to improvement of user experience we minimized as a highlight, our strategic investment in chip infrastructure, which are driving faster growth in specific target regions, and a well-executed marketing campaign that is leveraging on the awareness we generated in Q4 around peak season.

Banks 130

Banks Leveraging Accounting Financial Services 130

The Motley Fool

MARCH 14, 2024

I'm in Miami today, together with Jon Jaffe, our co-CEO and president; Diane Bessette, our chief financial officer; David Collins, who you just heard from, our controller and vice president; Bruce Gross, our CEO of Lennar Financial Services; and a few others are here with us as well. So, starting with financial services.

Debt 147

Debt Capital Banks Leveraging 147

The Motley Fool

MAY 23, 2024

In Q1, new financial management customers and full platform customers both increased more than 20% over Q1 of last year. And more than 90% of our nearly 2,000 FINs customers are now leveraging the power of our HCM platform as well. Perhaps, the best example here is our talent optimization solution, which leverages Workday Skills Cloud.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Professional Services Banks 130

The Motley Fool

MAY 30, 2024

We are leveraging AI to automatically classify data and enforce policies for better data loss prevention. After experiencing a catastrophic cyberattack last year, a large financial services new logo customer purchased our ZIA data protection and ZDX pillars for 25,000 users in a seven-figure ACV multiyear deal.

Banks 246

Banks Leveraging Consultants Consulting 246

The Motley Fool

OCTOBER 24, 2023

Excluding the impact of the change in accounting estimate, operating margins increased roughly 6 points driven by improved operating leverage through cost management and the higher gross margin noted earlier. And so, I think that focus is really helping on both execution and leverage. Now to our segment results. Thank you, guys.

Securities and Exchange Commission (SEC) 245

Securities and Exchange Commission (SEC) Leveraging Accounting Banks 245

The Motley Fool

MARCH 12, 2024

We have an operational foundation that drives extremely high operating leverage. Risk Connector is now in use with large enterprises in financial services and tech, and we look forward to its continued growth. Now, let me turn it over to Jon for a review of the financial results and our outlook for 2024.

Leveraging 130

Leveraging Accounting Capital Debt 130

The Motley Fool

NOVEMBER 10, 2023

In our third priority, to expand financial services business, MSMB TPV continued to grow consistently at a strong pace, increasing 20% year over year and more than twice the industry rate. This bottom-line evolution is a result of our continuous focus on improving operational leverage and integration plans with StoneCo.

Banks 147

Banks Securities and Exchange Commission (SEC) Taxes Financial Services 147

The Motley Fool

APRIL 26, 2024

Next, the greater leverage of fixed costs on higher revenue. Our team has been leveraging our spec strategy and increasing volume, allowing us to deepen our relationships with our vendors. Higher commissions this quarter offset the incremental leverage achieved on higher home closing revenue. in the prior year. from $3.54

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Financing Finance 130

The Motley Fool

FEBRUARY 15, 2024

And lastly, in the fourth quarter alone, we announced nearly $8 billion of new development joint ventures and completed over $1 billion of equity issuance under our ATM bringing total capital sources raised during the year to more than $12 billion and reducing pro forma leverage below our year-end 2023 target.

Leveraging 130

Leveraging Capital Assets Debt 130

The Motley Fool

FEBRUARY 28, 2024

We then used that platform to design, develop, and bring to market over 45 production enterprise AI applications that address the value chains of manufacturing, financial services, agribusiness, chemicals, lumber, paper products, utilities, oil and gas, state and local government, defense and intelligence.

Liabilities 130

Liabilities Due Diligence Professional Services Legal 130

The Motley Fool

FEBRUARY 29, 2024

First, our existing opportunity-led sales engine has helped us deliver strong growth over the years, enabling us to surpass $2 billion in ARR, to drive our next phase of growth, we are evolving from an opportunity-centric to an account-centric sales motion, leveraging Mike's experience in building such plans. Moving to our AI cloud.

Leveraging 130

Leveraging Banks Accounting Financing 130

The Motley Fool

AUGUST 10, 2023

Looking ahead, we will continue to expand the Choice model, leverage the capabilities of an integrated cross-border supply chain and enhanced consumer experience with higher certainty in logistics and service level. Everything we're doing, all the services we have can be rethought and redone leveraging AI.

Leveraging 245

Leveraging Education Financial Services Companies 245

The Motley Fool

JANUARY 19, 2024

Within dealer financial services, 22,000 dealer relationships resulted in nearly 14 million consumer auto applications in 2023, a record for Ally. billion of insurance earned premiums is the highest since our IPO, and we see a long runway ahead as we leverage synergies with our auto finance team.

Financing 130

Financing Finance Taxes Banks 130

The Motley Fool

MAY 2, 2024

Adversaries have always and will continue to try to exploit the global financial system. This includes leveraging industry-leading machine learning models and product controls aimed at detecting and preventing bad activity in real time. Amrita Ahuja -- Chief Financial Officer Tim, thanks for the question.

Banks 130

Banks Taxes Financial Services Leveraging 130

The Motley Fool

AUGUST 29, 2023

These forward-looking statements are based on management's current views and expectations, entail certain assumptions made as of today's date, and are subject to various risks and uncertainties described in our SEC filings and other publicly available documents, the financial services industry, and global economic conditions.

Banks 246

Banks Financial Institutions Accounting Mergers and Acquisitions 246

The Motley Fool

FEBRUARY 14, 2024

Our Twilio Communications business continues to demonstrate meaningful leverage, which helped to drive the impressive financial performance that Twilio delivered for the year, and we will build upon this momentum in 2024. financial services company whose usage of our platform spans both communications and segment.

Leveraging 130

Leveraging Banks Capital Assets 130

The Motley Fool

FEBRUARY 14, 2024

Strong operating leverage across our business drove our margins, which exceeded the high end of our expectations and allowed us to deliver better-than-anticipated earnings per share. We also announced several new capabilities across our security, collaboration, and observability portfolios, leveraging AI throughout.

Leveraging 130

Leveraging Shareholders Banks Taxes 130

The Motley Fool

JULY 31, 2023

We believe the highly accurate data and insights in the ZoomInfo platform can be the foundational data that companies will use to leverage AI and large language models in their go-to-market motion. Leveraging ZoomInfo's deep contact company and intent data, they improved demand generation, customer insights, and sales intelligence.

Leveraging 130

Leveraging Banks Accounting Companies 130

The Motley Fool

OCTOBER 25, 2023

Nearly every business we talk to wants to leverage technology to offer better services, scale more quickly, and fuel growth without increasing their footprint. Dun & Bradstreet is leveraging our consulting and software capabilities, fueled by watsonx, to help their clients create proprietary generative AI solutions.

Consultants 100

Consultants Consulting Leveraging Taxes 100

The Motley Fool

DECEMBER 5, 2023

Customers are building a range of AI use cases from semantic search to retrieval augmented generation or RAG, where organizations can leverage the use of their private data to increase the accuracy of LLMs. million in capital expenditures and principal repayments of finance lease liabilities, free cash flow was $35 million in the quarter.

Leveraging 130

Leveraging Banks Accounting Best Practices 130

The Motley Fool

NOVEMBER 29, 2023

These forward-looking statements are based on management's current views and expectations, entail certain assumptions made as of today's date, and are subject to various risks and uncertainties described in our SEC filings and other publicly available documents, the financial services industry, and global economic conditions.

Banks 130

Banks Leveraging Financial Institutions Professional Services 130

The Motley Fool

MARCH 13, 2024

based financial services firm and one of our top 25 customers started their automation journey with RPA in 2018 and have since adopted our full platform. Leveraging core automation and Document Understanding they have been able to efficiently process over 2.5 For example, a leading U.S.-based million transactions in 2023.

Leveraging 130

Leveraging Banks Capital Financing 130

The Motley Fool

FEBRUARY 1, 2024

While this shift will create some pressure on our leverage in the short term, we believe this is the right strategy for Meritage given the demographics we are targeting. The 230 bps deterioration in leverage was primarily a result of increased performance-based compensation, higher commission rates, and lower home closing revenue leverage.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Banks Financing 130

The Motley Fool

FEBRUARY 12, 2024

They came back to ZoomInfo because we were able to help them with all of their key initiatives for go-to-market success, ramping up new account executives, increasing sales efficiency, driving sales and marketing alignment, and actually leveraging AI. Our net leverage ratio is 1.4 Cameron Hyzer -- Chief Financial Officer Sure.

Leveraging 130

Leveraging Banks Accounting Prospects 130

The Motley Fool

MAY 1, 2024

The most telling sign we're in a better place is our leverage improvement. When you consider our leverage limits, Q2 was our tightest quarter. Leverage maximums under our bank covenants will come down through '24, and we're highly confident we'll manage within them. From a net leverage perspective, we ended the quarter at 6.95

Legal 130

Legal Debt Leveraging Taxes 130

The Motley Fool

AUGUST 3, 2023

Our strong profitability this quarter is a demonstration of our ability to drive leverage and operating efficiency in our business. Product adoption has been especially strong for our financial services products. Overall company customer acquisition spend was down year over year, driving leverage across Square and Cash App.

Leveraging 130

Leveraging Banks Taxes Accounting 130

The Motley Fool

AUGUST 24, 2023

This quarter, retail and hospitality became our second industry joining financial services to exceed 1 billion in annual recurring revenue, and we continue to have strong momentum in financial services which outperformed in Q2. Our industry-first approach is paying off. You talked about a FedRAMP deal.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) Leveraging Banks Education 130

The Motley Fool

MARCH 4, 2024

In 2023, we achieved profitability, strengthened our market leadership for our e-commerce business, grew our digital financial services business, and stabilized the performance of our digital entertainment business. Turning to our digital financial services segment. As we scale, we will remain prudent on risk management.

Financial Services 130

Financial Services Banks Returns Taxes 130

The Motley Fool

MAY 30, 2024

We believe that in time, every organization, big and small, will leverage the power of AI to transform their businesses. In Q4, within the enterprise segment, one of the world's largest financial services institutions expanded with a multiyear eight-figure deal with Elastic.

Securities and Exchange Commission (SEC) 130

Securities and Exchange Commission (SEC) High Net Worth Individuals Leveraging Banks 130

The Motley Fool

FEBRUARY 7, 2024

Number three, drive operating leverage over time. We will combine our assets and data to develop more personalized experiences for our customers and drive efficiencies across the business to leverage our cost base. for the full year due to better operating expense leverage in each period. PayPal generated $2.5 calls on PayPal.

Accounting 246

Accounting Leveraging Banks Companies 246