The Motley Fool

MAY 3, 2024

But it could be the most important move you ever make for your business and personal finances. This can include forming a limited liability company (LLC) or incorporating your business as an S Corporation or C Corporation. And an LLC also doesn't give you an invincible force field of protection against lawsuits.

Legal 130

Legal Liabilities Taxes Banks 130

The Motley Fool

MAY 27, 2024

The Federal Reserve surveys American households every three years to catalog everything related to their finances and various demographic details. Age Group 18-29 30-39 40-49 50-59 60-69 70-plus % of Millionaire Households 1.05% 5.28% 15.33% 24.82% 27.51% 25.86% Data source: Federal Reserve Survey of Consumer Finances.

Liabilities 246

Liabilities Accounting Debt Financing 246

The Motley Fool

APRIL 8, 2024

Your net worth is calculated by adding up all of your assets -- cash savings, investments, home value, and other property -- and subtracting your liabilities -- your mortgage balance, student loans, credit card debt, and any other money you might owe. Debt isn't inherently bad. The same is often true for student loans.

Debt 246

Debt Liabilities Accounting Taxes 246

Walkner Condon Financial Advisors

APRIL 26, 2024

Whether you are engaged or have recently married, developing a plan to combine finances with your partner can significantly reduce finance-related stress down the road by promoting transparency and simplicity in your relationship. What about debt? Combining finances with your new or soon-to-be spouse can seem daunting at first.

Financing 103

Financing Finance Accounting Assets 103

The Motley Fool

FEBRUARY 1, 2024

This is a function of investors being concerned following a July report from The Wall Street Journal that alleged legacy telecom companies utilizing lead-sheathed cables could face large environmental/health liabilities, as well as replacement costs. Furthermore, any potential liabilities would likely be determined by the U.S.

Debt 246

Debt Investing Liabilities Private Companies 246

The Motley Fool

MAY 13, 2024

Pay down debt Reducing your liabilities is another great way to grow your net worth. You should focus on paying off high interest debt, such as that held on credit cards. You could also use a personal loan to pay off higher interest debt, which can reduce the interest you pay and make debt payoff easier.

Debt 237

Debt Liabilities Assets Accounting 237

The Motley Fool

MARCH 10, 2024

Image source: The Motley Fool/Unsplash Ah, tax time -- it's such fun to sit down with an accountant or tax-filing software and see if you underpaid or overpaid the government (which already knows your tax liability). Paying down low-interest debt So you've decided to pay off some debt with your tax refund.

Taxes 242

Taxes Debt Liabilities Financing 242

The Motley Fool

DECEMBER 31, 2023

Image source: Getty Images It can be hard to know where you stand when it comes to your personal finances. You can improve your score by paying off debt to keep your credit use below 30% of the total credit available to you, making on-time payments, and making sure you have a good mix of different kinds of loans.

Liabilities 147

Liabilities Debt Assets Financial Services 147

The Motley Fool

APRIL 9, 2024

Image source: Getty Images Loud budgeting may be trending lately, but for the most part, people keep their finances private. Net worth, to clarify, is the value of all your assets minus your liabilities (debts). Avoid high-interest debt. Some types of debt can be a good decision, such as getting a mortgage to buy a home.

Debt 130

Debt Financing Finance Liabilities 130

The Motley Fool

MAY 15, 2024

Under the conditions of bankruptcy, it is very improbable that Steward will be able to pay its $9 billion in total liabilities, $6.6 Recall that REITs usually finance acquisitions of real estate using debt, which they then repay over long periods; it'll be much harder to repay those debts now, which we'll get into a bit later.

Liabilities 130

Liabilities Debt Prospects Banks 130

The Motley Fool

MAY 7, 2024

If you choose to formalize the partnership, consider setting up your business as a limited partnership (LP) or a limited liability partnership (LLP). An LP is when only one general partner has unlimited liability, while other partners have limited liability.

Liabilities 130

Liabilities Debt Financing Finance 130

The Motley Fool

MAY 30, 2024

However, the sale will turn what has become a liability into an asset by providing Tellurian with some cash to repay debt. If it can pay down that debt, reducing its interest expenses, it will have more financial flexibility to fund its share of the massive Driftwood LNG project. The company ended Q1 with only $51.8

Debt 100

Debt Financing Finance Assets 100

The Motley Fool

MAY 10, 2024

This stabilized portfolio generates steady cash flow that the company uses to pay dividends and repay debt. The hospital operator recently filed for bankruptcy , backstopped by $75 million in debtor-in-possession financing by Medical Properties Trust. It has leased those properties to operators benefiting from solid market conditions.

Portfolios 246

Portfolios Prospects Assets Liabilities 246

The Motley Fool

JANUARY 2, 2024

Legacy telecom companies are lugging around quite a bit of debt on their balance sheets. The other headwind that held back AT&T stock was the July report by The Wall Street Journal that suggested the legacy use of lead-sheathed cables by telecom companies could result in hefty replacement costs and environmental/health liabilities.

Debt 242

Debt Liabilities Capital Business Development Companies 242

The Motley Fool

AUGUST 28, 2023

Here are the differences by generation when it comes to assets and liabilities. Liabilities by generation Americans have over $18 trillion in total debt. The largest liability across all generations continues to be mortgage loans , making up close to 70% of all liabilities. Trillion $4.99 Trillion $6.96

Mutual Funds 130

Mutual Funds Liabilities Assets Debt 130

The Motley Fool

DECEMBER 18, 2023

With that in mind, now is a great time to start tightening up some loose ends and assessing your personal finances for the new year. This is called tax loss harvesting , and it could potentially reduce your tax liability and eliminate some lemons in your portfolio.

Taxes 246

Taxes Debt Banks Accounting 246

The Motley Fool

DECEMBER 5, 2023

AT&T closed out the September quarter with $138 billion in total debt. The intimation is that the replacement of these cables, along with potential health-related liabilities, could be quite costly for telecom companies. It also fails to consider that any liability costs (if there are any) would be determined in the U.S.

Debt 246

Debt Liabilities Assets Capital 246

The Motley Fool

JANUARY 27, 2024

Senate Finance Committee Chair Sen. The commission would focus especially on identifying ways to reach a national debt-to-GDP (gross domestic product) ratio of no more than 100% by 2039. national debt currently tops $34 trillion and continues to grow. However, the Fiscal Commission Act has been criticized by other Democrats.

Debt 246

Debt Education Liabilities Financing 246

The Motley Fool

MAY 30, 2024

However, the company is not free-cash-flow-positive and is saddled with $48 billion in long-term debt. The company is building three new fabrication plants in Arizona, a $65 billion project financed partly through the CHIPS Act, with $6.6 Intel reported improved financials in the first quarter, with sales up 9% to $12.7

Liabilities 246

Liabilities Debt Capital Financing 246

The Motley Fool

JANUARY 19, 2024

Image source: Getty Images One relatively recent change I've made to my finances is that I no longer carry around a debit card. Losing it could put my finances at risk If any piece of your financial picture goes missing, it could be a headache to secure your accounts and get your money back if someone's made fraudulent purchases in your name.

Liabilities 130

Liabilities Banks Accounting Financing 130

The Motley Fool

FEBRUARY 10, 2024

They're all particularly sensitive to interest rates because they're required to pay out at least 90% of their taxable income as dividends in exchange for the ability to pass the tax liability on to shareholders. As a result, these passive-income machines tend not to hold onto much cash and must finance their acquisitions by taking on debt.

Liabilities 246

Liabilities Financing Finance Stakes 246

The Motley Fool

FEBRUARY 24, 2024

At the same time, its debt load of $34.7 billion is getting concerning, and the last few quarters have been characterized by selling off hundreds of millions of its investments to pay down its liabilities. Underscoring its increasingly fraught finances, Walgreens' quarterly dividend was cut by nearly half at the start of this year.

Earnings Before Interest 130

Earnings Before Interest Amortization Depreciation Liabilities 130

The Motley Fool

AUGUST 19, 2023

Pay down debt and target expenses A debt-free retirement, or something close to it, can increase your flexibility and lower your stress when the regular income stops. Try to pay off auto loans, credit cards, and other liabilities as much as you can before the big day arrives.

Debt 246

Debt Liabilities Financing Finance 246

The Motley Fool

NOVEMBER 29, 2023

Basically, to determine it, you'd add up the value of all your assets (the stuff you own) and subtract the total amount of your liabilities (your debts and obligations). Then, you'd subtract the debt owed on your credit cards , personal loans, car loan, mortgage, and any other debts. But, if the first person had a $4.9

Debt 130

Debt Assets Liabilities Accounting 130

The Motley Fool

APRIL 29, 2024

As an operating business, we are able to use cash flows, as well as proceeds from equity and debt financing, to accumulate bitcoin, which serves as our primary treasury reserve asset. Debt financing. billion in debt through the issuance of both senior secured notes and convertible notes. We've issued $3.2

Leveraging 246

Leveraging Debt Assets Capital 246

The Motley Fool

AUGUST 31, 2023

AT&T's debt is becoming a heavy burden The dividend yield is a simple calculation: The annual dividend divided by the stock price. AT&T's biggest problem has been its unhealthy debt load, as the company must heavily utilize debt to subsidize growth. But that's only if AT&T doesn't issue any more debt.

Debt 130

Debt Liabilities Financing Finance 130

The Motley Fool

JANUARY 10, 2024

Image source: Getty Images If you have a good handle on your personal finances , you may be aware of how much money you have in your checking account and how much you have available in savings. If you're not sure exactly what I mean by net worth, it's basically the total of your various assets minus your liabilities, or debts.

Debt 130

Debt Assets Liabilities Accounting 130

The Motley Fool

FEBRUARY 6, 2024

The fastest rate-hiking cycle by the Federal Reserve in four decades could make future debt-financed deals and refinancing costlier. The key point being that any potential liability for telecom companies would be determined by the U.S. It also noted that testing of its lead-sheathed cables is underway. court system.

Liabilities 246

Liabilities Portfolios Returns Debt 246

The Motley Fool

JUNE 27, 2023

It's a useful snapshot of your finances and can be a good yardstick if you're trying to build wealth. To calculate your net worth, add up everything you own (your assets) and subtract what you owe (your debts). If we subtract the liabilities of $267,000, this person's net worth would be $292,000. Does net worth equal wealth?

Liabilities 130

Liabilities Assets Accounting Financing 130

Private Equity Wire

NOVEMBER 28, 2023

Wheeler and Yin have substantial experience advising international private credit funds and direct lenders, commercial and investment banks, private equity sponsors, and corporate borrowers on a variety of complex UK, European, and global cross-border debt financing matters, with a particular focus on private credit transactions.

Legal 70

Legal Liabilities Financing Finance 70

The Motley Fool

JULY 6, 2023

These include retirement age, cash-flow needs, income sources, tax liabilities, and inflation. High-interest debt, notably credit card balances , can be cripplingly expensive. Other households can reduce interest expenses on healthier debt, such as mortgages and automobile loans, through financing.

Liabilities 246

Liabilities Debt Banks Taxes 246

The Motley Fool

APRIL 29, 2024

For example, when handling your business's finances, you might wonder about the right way -- and wrong way -- to use business credit cards. Credit cards are handy financing tools The simple convenience of a credit card is a big selling point to me. Should you have one? More than one? How many is too many?

Taxes 130

Taxes Liabilities Accounting Banks 130

The Motley Fool

MARCH 22, 2024

As a reminder, a tax credit is a dollar-for-dollar reduction of your IRS liability. Some tax credits can't do more than reduce your tax debt to $0. So don't write off the idea of submitting a tax return this year, because it could really end up benefiting your personal finances.

Taxes 130

Taxes Returns Liabilities Debt 130

The Motley Fool

JULY 11, 2023

Image source: Getty Images When it comes to succeeding with your personal finances, one of the biggest challenges is having a clear understanding of where your money is going and how to make it work for you. With its help, people can get a better understanding of their finances and make informed decisions.

Financing 130

Financing Finance Banks Liabilities 130

The Big Picture

OCTOBER 23, 2023

The chart in this morning’s reads shows what it is going to cost to fund the interest payments on the federal debt. When rates were zero all of corporate America refinanced, lowering the cost of their debt to historically low levels. The idea was that if we somehow made carrying our debt smaller, it would encourage more of it.

Debt 132

Debt Taxes Liabilities Financing 132

The Motley Fool

AUGUST 18, 2023

As it gets more expensive to borrow, the market's expectations for this REIT's future growth decline, as it is largely obligated to borrow large amounts of capital to finance purchases of more hospital real estate. billion in debt, with a weighted average interest rate of 3.9%. Furthermore, it already has $10.2 billion due.

Debt 130

Debt Liabilities Shareholders Financing 130

ClearMoney

DECEMBER 5, 2021

As of the end of 2020, the US debt held by the public amounted to $22 trillion, an increase of approximately $5 trillion from the year before and well over double the level from a decade ago.1 In addition, debt is generally a slow-moving variable whose expected value should be incorporated in market prices. Ballooning Debt.

Debt 52

Debt Returns Mutual Funds Capital 52