The Motley Fool

JANUARY 22, 2024

Why banks are socking away money for credit losses. The potential advantage for regional banks. Deidre Woollard: Well, I always like to tap you if we're going to talk about banking and financials because you're one of the people who studies that. We're going to talk about some regional bank earnings. I'm happy to be here.

Banks 130

Banks Liabilities Debt Capital 130

The Motley Fool

MAY 13, 2024

You can calculate your net worth by adding up the value of all that you own, such as your cars, house, the cash in your bank account , and other personal possessions, and then subtracting all of your obligations, like your mortgage and credit card balances. Pay down debt Reducing your liabilities is another great way to grow your net worth.

Debt 237

Debt Liabilities Assets Accounting 237

The Motley Fool

JUNE 17, 2023

The second quarter of the year was always going to be difficult for most banks. That's because the banking crisis happened in March, toward the end of the first quarter, so its full effect hasn't really been seen yet in quarterly earnings reports. Now, banks have begun to adjust their second-quarter and full-year forecasts.

Banks 130

Banks Liabilities Capital Debt 130

The Motley Fool

MAY 3, 2024

This can include forming a limited liability company (LLC) or incorporating your business as an S Corporation or C Corporation. This can help protect your personal assets in case of a lawsuit against your business, and limit your personal exposure to business losses or debts (hence the "limited liability" part of the "company").

Legal 130

Legal Liabilities Taxes Banks 130

The Motley Fool

SEPTEMBER 12, 2023

Featured offer: save money while you pay off debt with one of these top-rated balance transfer credit cards What's net worth, anyway? In a nutshell, it's a measure of your assets minus your liabilities. Your total liabilities equal $235,000. So, let's say you have $10,000 in a savings account and own a home worth $300,000.

Liabilities 245

Liabilities Debt Banks Accounting 245

The Motley Fool

DECEMBER 18, 2023

This is called tax loss harvesting , and it could potentially reduce your tax liability and eliminate some lemons in your portfolio. Consolidate high interest debt High-interest debt can fizzle out your excitement over the new year like flat champagne.

Taxes 246

Taxes Debt Banks Accounting 246

The Motley Fool

DECEMBER 26, 2023

You'll often find the bank notices the problem before you do and freezes your card as a precaution. Contact your bank The sooner you contact your bank or card issuer, the better chance you have of getting your money back. If you use online banking or an app, you may be able to report fraud that way.

Banks 245

Banks Accounting Liabilities Debt 245

The Motley Fool

MAY 27, 2024

The WSJ report suggests legacy operators like AT&T and Verizon could face hefty clean-up costs and health-related liabilities because of their lead-clad cables. The good news for AT&T and Verizon is that any potential liability claims would likely be decided in the U.S. court system, which is notoriously slow.

Portfolios 130

Portfolios Exchange-Traded Funds Banks Liabilities 130

The Motley Fool

FEBRUARY 5, 2024

Often, we don't notice these earnings because our bank deposits the funds automatically each month. If you don't know how much you've earned on your savings account funds in 2023, try looking back at your bank statements or contacting your financial institution for help. It can work, but it's not great for your credit.

Taxes 246

Taxes Debt Financial Institutions Liabilities 246

The Motley Fool

SEPTEMBER 8, 2023

JPMorgan, one of the world's largest banks , recently notified the U.S. Virgin Islands is seeking damages from the bank for allegedly continuing to do business with Epstein despite repeated red flags and his guilty plea in 2008. The news came from a hearing in which the U.S. It's important to note that the U.S.

Due Diligence 246

Due Diligence Banks Financial Institutions Liabilities 246

The Motley Fool

NOVEMBER 23, 2023

Image source: Getty Images Since your debit card is connected to your bank account, not being able to find it is stressful. The immediate concern is that a thief has it and will drain your bank account. Banks are also good at resolving this situation quickly, once they know about it.

Liabilities 130

Liabilities Banks Legal Accounting 130

The Motley Fool

MAY 8, 2024

Another catalyst for mortgage REITs is the current wait-and-see approach the nation's central bank has adopted with interest rates. AT&T closed out the March quarter with nearly $133 billion in total debt. Further, any potential health-related liabilities would undoubtedly be determined by the U.S. court system.

Liabilities 245

Liabilities Debt Assets Shareholders 245

The Motley Fool

APRIL 23, 2024

This means that it competes directly with central banks around the world. In more recent times, the country's debt balance and underfunded liabilities have ballooned. aggressively raise and create more debt that results in the money supply going up over time. The purchasing power of the U.S.

Exchange-Traded Funds 245

Exchange-Traded Funds Assets Education Liabilities 245

The Motley Fool

MAY 16, 2024

times book value It's not uncommon for bank stocks to trade at or around their book values. Over the next two years, the top bank is planning to shed 20,000 jobs from a global workforce of 239,000. Over the next two years, the top bank is planning to shed 20,000 jobs from a global workforce of 239,000. Citigroup: 0.6

Liabilities 130

Liabilities Banks Debt Assets 130

The Motley Fool

JANUARY 12, 2024

Bank of America (NYSE: BAC) Q4 2023 Earnings Call Jan 12, 2024 , 11:00 a.m. ET Contents: Prepared Remarks Questions and Answers Call Participants Prepared Remarks: Operator Good day, everyone, and welcome to Bank of America's earnings announcement. Should you invest $1,000 in Bank of America right now? Good morning.

Banks 130

Banks Taxes Accounting Assets 130

The Motley Fool

MAY 15, 2024

Under the conditions of bankruptcy, it is very improbable that Steward will be able to pay its $9 billion in total liabilities, $6.6 The real estate investment trust (REIT) actually has it worse than others might, as it was banking on the income from the leases to pay out through 2041. Right now, its debt load totals $10.1

Liabilities 130

Liabilities Debt Prospects Banks 130

The Motley Fool

APRIL 16, 2024

Several banks in the U.S. kicked off the first-quarter earnings season, with investors paying particular attention to the largest bank in the U.S., The bank beat analysts' top- and bottom-line estimates on several metrics. The bank's NII fell quarter over quarter due to margin compression and lower deposit balances.

Investors 130

Investors Initial Public Offering Banks Investment Banking 130

The Motley Fool

DECEMBER 31, 2023

After all, there are tons of different things you have to manage, from your bank accounts to your brokerage accounts to your credit cards and more. Your net worth Your net worth is equal to your assets minus your liabilities. To calculate it, add up the value of everything you own and subtract all your debts.

Liabilities 147

Liabilities Debt Assets Financial Services 147

The Motley Fool

DECEMBER 5, 2023

AT&T closed out the September quarter with $138 billion in total debt. The intimation is that the replacement of these cables, along with potential health-related liabilities, could be quite costly for telecom companies. It also fails to consider that any liability costs (if there are any) would be determined in the U.S.

Debt 246

Debt Liabilities Assets Capital 246

The Motley Fool

MARCH 20, 2024

The poor performance AT&T's stock has endured over the past couple of years is a reflection of three factors: Rapidly rising interest rates are typically unwelcome news for telecom companies carrying a lot of debt. It means future deals and/or debt refinancing could be costlier. court system. billion, as of Dec.

Liabilities 246

Liabilities Debt Public Companies Banks 246

The Motley Fool

JANUARY 19, 2024

I have two, because I have checking accounts at two different banks, but I store both of them in a safe place in my home, rather than keeping them in my wallet. The reason for this comes down to your liability should the worst happen. Remember, debit cards allow you to access money in the bank accounts they're linked to.

Liabilities 130

Liabilities Banks Accounting Financing 130

The Motley Fool

JANUARY 14, 2024

While an acquirer might like some aspects of the business, it might not want all of them, especially if it means the additional cash from a sale can help in reducing its debt. That's nearly five times the amount of its total liabilities: $359 million. As of Sept. 30, the biotech had cash and marketable securities worth more than $1.7

Investors 246

Investors Liabilities Buyout Shareholders 246

The Motley Fool

FEBRUARY 10, 2024

Most importantly, a debit card is tied to your bank account, while a credit card is a revolving line of credit in your name. Lots of adults may have a debit card by default just from opening a bank account. Many credit and debit cards offer $0 fraud liability , though. It's very easy to go into debt with credit cards.

Debt 130

Debt Banks Liabilities Accounting 130

The Motley Fool

APRIL 9, 2024

There aren't many who share the details of their banking and retirement accounts. Net worth, to clarify, is the value of all your assets minus your liabilities (debts). Avoid high-interest debt. Some types of debt can be a good decision, such as getting a mortgage to buy a home.

Debt 130

Debt Financing Finance Liabilities 130

The Motley Fool

FEBRUARY 20, 2024

For example, AT&T was clobbered this past July after a report from The Wall Street Journal alleged that legacy telecom operators could face sizable environmental and health-related liabilities tied to their use of lead-sheathed cables. 31, 2023, AT&T's net debt has declined from $169 billion to $128.9

Asset Management 221

Asset Management Liabilities Stakes Assets 221

The Motley Fool

AUGUST 15, 2023

Americans hitting $1 trillion in credit card debt and what it means for consumers' health. First-time ever American credit card debt passes one trillion according to the New York Fed, balances up nearly 50 billion in the recent quarter, Matt. Earnings updates from Disney , UPS , and Axon. What do we make of hitting this milestone?

Debt 130

Debt Companies Assets Bidding 130

The Motley Fool

JULY 6, 2023

These include retirement age, cash-flow needs, income sources, tax liabilities, and inflation. It's important to calculate the amount you've banked relative to the amount you've spent. High-interest debt, notably credit card balances , can be cripplingly expensive.

Liabilities 246

Liabilities Debt Banks Taxes 246

The Motley Fool

MARCH 4, 2024

Although the industry performs its best when interest rates are low or declining, the simple fact that the nation's central bank has paused its rate-hiking cycle is giving Annaly time to adjust its holdings. Further, if the company eventually does have some sort of financial liability, it would be determined by the U.S. court system.

Initial Public Offering 130

Initial Public Offering Exchange-Traded Funds Liabilities Banks 130

The Motley Fool

JULY 18, 2023

Bank of America (NYSE: BAC) Q2 2023 Earnings Call Jul 18, 2023 , 8:30 a.m. ET Contents: Prepared Remarks Questions and Answers Call Participants Prepared Remarks: Operator Good day, everyone, and welcome to the Bank of America earnings announcement. and Bank of America wasn't one of them! Image source: The Motley Fool.

Banks 100

Banks Leveraging Taxes Accounting 100

Pension Pulse

JANUARY 31, 2024

AIMCo CEO Evan Siddall wrote an op-ed for the Globe and Mail stating ‘shadow banks’ aren’t a problem for the financial system – they are the solution: During the Great Financial Crisis of 2008-09, society paid a heavy price for having allowed financial institutions to become “too big to fail.”

Banks 59

Banks Pension Funds Investing Financial Institutions 59

The Motley Fool

JUNE 30, 2023

The Federal Deposit Insurance Corporation ( FDIC ) insures nearly all banks up to $250,000 per depositor, per bank. So even if your bank follows the path of Lehman Brothers, Silicon Valley, and First Republic into failure, your savings would be insured up to that amount. This might seem counterintuitive.

Accounting 130

Accounting Banks Liabilities Stock Market 130

The Motley Fool

FEBRUARY 29, 2024

Legacy telecom companies are carrying quite a bit of debt on their balance sheets. The nation's central bank increasing the federal funds rate by 525 basis points in less than two years could make future refinancing and borrowing costlier. Generally speaking, Wall Street loathes uncertainty. court system.

Investors 243

Investors Asset Management Liabilities Assets 243

The Motley Fool

JANUARY 9, 2024

defaulting on its debt. Subsequently, the central bank has suggested three rate cuts in 2024. The company is also investing in innovative solutions for risk management, fraud detection and prevention, and tokenization -- which are helping minimize liability for e-commerce merchants.

Financial Institutions 246

Financial Institutions Liabilities Leveraging Stock Market 246

The Motley Fool

APRIL 29, 2024

Featured offer: save money while you pay off debt with one of these top-rated balance transfer credit cards You should have at least one credit card My rule of thumb for small business credit cards is the same as it is for personal cards: You should have at least one. Should you have one? More than one? How many is too many?

Taxes 130

Taxes Liabilities Accounting Banks 130

The Motley Fool

MARCH 22, 2024

As a reminder, a tax credit is a dollar-for-dollar reduction of your IRS liability. Some tax credits can't do more than reduce your tax debt to $0. But a refundable tax credit could put money in your bank account , even if you owe the IRS nothing.

Taxes 130

Taxes Returns Liabilities Debt 130

The Motley Fool

JANUARY 25, 2024

The portfolio's total value is roughly $370 billion, including prominent positions in Apple , Bank of America , American Express , and Coca-Cola. A company's book value is its assets minus liabilities. Ideally, a business grows and accumulates assets faster than it does debt.

Conglomerates 130

Conglomerates Banks Liabilities Assets 130

The Motley Fool

AUGUST 9, 2023

This demonstrates that SoFi's asset base is earning yields that are rising at a faster clip than its liabilities. Rates paid on deposits are typically much less than if SoFi raised capital through the debt or equity markets, for example. SoFi's net interest margin (NIM) was 5.7% And this could lead to an even wider NIM.

Financial Institutions 188

Financial Institutions Liabilities Banks Assets 188